About Financial Planning: Finding a Credit Counseling Service

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Financial Planning Financial Planning Budget & Save Build Wealth Protect What You Have From Jeremy Vohwinkle, your Guide to Financial Planning Many people are living paycheck to paycheck and are worried about overdue bills and debt collectors. Not knowing how to develop a good budget leads some to consider using a credit counselor. Consumer credit counseling agencies are nonprofits that will help you find a workable solution to financial problems. However, some nonprofit credit agencies charge excessive fees that are not applied to debt reduction. Be careful and know what to look for to find legitimate credit counseling services that will reduce, not add to, your debt. Is a Credit Counseling Agency Right for You? Reputable agencies provide money management advice, help you prepare a budget and offer free educational workshops and resources. Good counselors are certified and provide money and debt management specialists for... Read more A Few Retirement Planning Mistakes to Avoid Are you planning and saving for retirement? That's good, but that may not be enough. While taking the initiative to plan for the future and begin saving money to fund... Read more Do You Have the Right Homeowners Insurance? Your home is probably one of your greatest assets, so it makes sense to make sure it is protected. That is what homeowners insurance is for, although it is often... Read more Financial Tools Thanks to computers and the internet there are many tools to simplify your finances. Here you will find a collection of online calculators, worksheets and books on financial planning. Financial Planning Ads Financial Planning Financial Planner Credit Counseling Budget Planning Financial Advisor Featured Articles Budgeting Saving Money Personal Finance Planning for Life Stages Credit & Debt Management Retirement Planning   More from About.com Is it a Cold or the Flu? Knowing whether you have a cold or the flu can help you treat your symptoms more effectively. More> Concerned About Your Drinking? This short quiz can help you identify whether or not you have a drinking problem. More> This newsletter is written by: Jeremy Vohwinkle Financial Planning Guide Email Me | My Blog | My Forum   Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About Financial Planning newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2010 About.com   Must Reads Dealing With a Financial Emergency How to Create a Budget Automatic Savings Plan Choosing a Financial Planner How to Establish Credit Advertisement